Your Privacy Is Important To Us
You provide important information about yourself to a variety of businesses and organizations. The same is true when you do business with a financial institution. You’re asked to provide us with certain personal information that helps us give you better service and complete your transactions more effectively.

We work diligently to safeguard the information you give to us. In fact, we developed the following policies to ensure you confidentiality and maintain your confidence in our institution. These policies detail the strict standards we have in place. For this reason we ask that you please read the following information carefully.

Notice of Your Financial Privacy Rights
We, our, and us, when used in this notice, mean Mutual Savings Bank.
This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:

• Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
   
  • Deposit account
  • Loan account
  • Credit card account
  • Insurance policies issued by or through us

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.
Non-public personal information means information about you that we collect in connection with providing a financial product or service to you. Non-public personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean Non-public personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”

THE INFORMATION WE COLLECT
We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by law.

AUTHORIZED SHARING-OUTSIDE MARKETING SERVICES
We may disclose the following information to companies that perform marketing services on our behalf:

• Information you give us on an application or other forms, such as:
• Name
• Address
• Information about your transactions with us, such as:
• Types of accounts

We disclose the information listed above with companies that perform marketing services on our behalf. You do not have the right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services as permitted by law.

Types of Businesses
Here are the types of businesses with whom we may disclose information for outside marketing purposes:

• Service providers that perform marketing services for us:
• Direct sales companies

Reasons For Disclosing
We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services.
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Disclosing our privacy commitment to you.
At Mutual Savings Bank, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have questions about how Mutual Savings Bank protects your confidential information, please contact us at (843)383-3050. Thank You.